Participant Services
ICMA-RC and our Plan Sponsors have a common goal: help participants build a secure retirement. To achieve that goal, our Participant Services have been developed to:
- Increase plan participation
- Increase employee savings rates
- Better prepare retirees for a secure retirement
This is accomplished through a three-part program.
Educational Guidance
From entry-level employees to sophisticated investors, our education program accommodates different learning styles and levels of understanding, including:
- ICMA-RC Guided Pathways®, a comprehensive suite of investment advisory and account management services, including a new Managed Accounts program, designed to guide employees to the appropriate level of service based on how involved they want to be in their retirement investing decisions.
- Knowledgeable field representatives who meet with plan participants to help them understand plan options and encourage participation
- Bilingual seminars and publications
- Our salary-based Certified Financial Planners deliver free, in-depth seminars on essential financial principles. Personalized Financial Planning sessions are also available for a fee.
- Straightforward and user-friendly educational materials
Online Resources
Our award-winning Web site provides participants with a wide range of retirement and investments information including:
- Tutorials on retirement planning and investing
- Financial planning calculators
- Personalized account and investment analysis
- ICMA-RC's Guided Pathways® provides participants with a suite of investment advisory services to help them reach a secure retirement
Innovative Investment Products for the Participant
For participants who don’t have the time, skills, or interest to actively manage their own retirement portfolio, ICMA-RC has developed innovative mutual funds for one-stop investing. The Vantagepoint Milestone and Model Portfolio Funds offer the investor a simple way to invest in a managed portfolio that is designed to help them meet their goals, whether their goals are based on their time horizon or their understanding of their risk tolerance.
- Vantagepoint Milestone Funds, a one-step program to create a diversified retirement program.
- Lifestyle Funds, in which preset allocations of different Vantagepoint funds enable investors to maintain a diversified, automatically rebalanced portfolio targeted to a specific level of risk tolerance.
Best of all, the employer always gets to choose. Whether you are interested in the Vantagepoint Funds or one of the thousands of funds available through our relationship with over 500 fund providers, ICMA-RC will work closely with you to help you provide your quality choices in the fund lineup of their retirement savings plan.